美联储就稳定币发行人客户识别计划征求意见
SOURCE / Federal Reserve-Press Releases · Federal Reserve Board requests comment on proposal to require certain payment stablecoin issuers to maintain an effective customer identification program
原文
Federal Reserve Board requests comment on proposal to require certain payment stablecoin issuers to maintain an effective customer identification program
完整原文
Home News & Events Press Releases Press Release Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. June 18, 2026 Federal Reserve Board requests comment on proposal to require certain payment stablecoin issuers to maintain an effective customer identification program For release at 9:00 a.m. EDT Share The Federal Reserve Board on Thursday requested comment on a proposal to require certain payment stablecoin issuers to maintain an effective customer identification program. The proposal would introduce requirements for these stablecoin issuers that are comparable to customer identification program requirements for banks and credit unions. The proposal is being issued jointly with four other agencies. Comments on the proposal are due 60 days after publication in the Federal Register. For media inquiries, please email [email protected] or call 202-452-2955. Federal Register notice: Permitted Payment Stablecoin Issuer Customer Identification Program Statement by Governor Barr Related Content Board Votes Last Update: June 18, 2026
归纳
美联储理事会发布提案征求意见，要求某些支付稳定币发行人建立并维持有效的客户识别程序，以符合《银行保密法》反洗钱要求。提案适用于发行稳定币用于支付的实体，旨在加强数字资产领域的反洗钱合规。公众可在规定期限内提交意见。
点评
美联储将传统银行保密法反洗钱要求延伸至稳定币发行人，关键在于如何平衡客户隐私保护与反洗钱合规，避免监管套利。
法律视角点评
AI 生成 · 人工审核核心关切
美联储将传统银行保密法反洗钱要求延伸至稳定币发行人，关键在于如何平衡客户隐私保护与反洗钱合规，避免监管套利。
实务启示
中国法律人应关注数字人民币跨境支付可能面临的类似客户识别义务，提前设计合规架构以对接国际反洗钱标准。